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ING Health Insurance in Malaysia MM2h ING Medical Card Insurance Premium

ING Medical Insurance @ Age 85

Fulfilling Your Total Healthcare Needs
Imagine having a medical plan that guarantees hospital admission and takes care of your medical bills upon discharge at our panel hospitals. This is what the ING MediPlus¹ (IMPlus) Insurance can do for you. With absolute convenience and hassle free hospitalization, you now have the comfort and peace of mind to focus on what is more important-your health.
With ING MediPlus Insurance, you are covered worldwide 24 hours a day. You need not worry about funding for healthcare costs or it being a burden on yourself and your loved ones. It is designed to give you maximum protection, flexibility and convenience at minimum cost. All you have to do is select from a choice of three IMPlus plans that suit your needs and let it work for you.

  • Comprehensive Hospitalizations & Surgical Coverage
  • Schedule of Benefit

    IMPlus 1

    (RM)

    IMPlus 2

    (RM)

    IMPlus 3

    (RM)

    Hospitalisation & Surgical Expenses
    a) Room & Board (daily limit)

    120

    180

    260

    b) Intensive Care Unit(Total period for Hospital Room & Board and intensive Care Unit up to a maximum of 60 days per disability)

    300

    300

    300

    c) Surgical Expenses(Surgical fees, Anaesthetist fee and Operating theatre charges) including post surgical care up to sixty (60) days from date of discharge)

    As charged subject to self-insured deductible
    RM50**

    d) Hospital Expenses
    e) Pre-Surgery/Medical Specialist ConsultationIncludes fees incurred for consultation within 31 days prior to hospital admission or Day Surgery
    f) Pre-Surgery/Medical Diagnosis Test
    g) Daily Cash Allowance at a Malaysian Government Hospital (per disability)

    50

    50

    50

    Out of Hospital Benefits

    a) Day Surgery Benefits

    As charged subject to self-insured deductible
    RM50**

    b) Emergency Accidental Outpatient Treatment - up to 31 days from the date of accident

    As charged

    c) Post-Hospitalisation or Day Surgery Follow up - up to sixty (60) days from date of discharge or Day Surgery
    d) Out- Patient Cancer Treatment
    e) Out-Patient Kidney Dialysis Treatment
    f) Home Nursing Care Limit per disability. Valid within 7 days from the date of hospital discharge, subject to a minimum of 3 days hospitalisation

    500

    1,000

    2,000

    Overall Annual Limit

    60,000

    110,000

    160,000

    Lifetime Limit

    180,000

    330,000

    480,000

    **A deductible amount of RM50 is payable by the policyholder. This deduction is applicable per hospital admission/Day Surgery.

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