Autodebit by Credit Card - e.g. to change from direct payment such as cheque/cash to Credit card.

Accumulation of Dividens - e.g. to accumulate dividens declared by ING.

Appoint New Servicing Agent - e.g. to change/ appoint a new servicing agent.

Appoint a new Beneficiary & Trustee - e,g. to add a new beneficiary or trustee

Apply Policy Loan - e,g. to apply an policy from existing policy.

Change of Beneficiary & Trustee - e.g. to remove the existing and appoint new.

Change of Policy Owner - e.g. to assign new policy owner

Change of Payment Frequency - e,g. change to monthly/quarterly/semi-annual/annual

Change of Mailing Address - e.g. to change the renewal notice mailing address.

Change of Credit Card - e,g. make payment by new credit card account

Claim For OutPatient Treatment - e,g. make a claim for reimburse follow up treatment after discharged

Education Loan from Policy - e,g. apply loan from education policy’s

Education Excellent Awards - e.g. claim your awards from education policy .

Replace a New Policy Contract - e.g. to make a dublicate policy charges RM25.00

Replace a New Medical Card - e.g. to replace a new medical card cost born by you at RM10.00

Reinstatement Policy - e.g. when policy lapsed, apply for reinstate.

Unit Link Change of Payment Frequency - e,g. from monthly to annual

Unit Link Change of Fund Allocation - e,g. to change premium direction for
investment purpose

Unit Link Partially Withdraw from Fund - e,g. to withdraw partially from unit link fund

Unit Link Switch Fund - e,g. to switch the units from unit link fund

Withdraw Dividen from Policy - e,g. to withdraw the accumulated dvidens
from policy’s

Contact Us SMS or CALL +6012 233 8369

UNIVERSITY IN MALAYSIA

Universiti Malaya, or UM, 
Malaysia’s oldest university, is situated on a 750 acre (309 hectare) campus in the southwest of Kuala Lumpur, the capital of Malaysia. It was established in April 1949 in Singapore with the merger of the King Edward VII College of Medicine (founded in 1905) and Raffles College (founded in 1928)
Level 1, Canseleri Building, Universiti Malaya
50603 Kuala Lumpur.
Tel : +603 - 7967 7022 / 3273
Fax : +603 - 7956 0027
Email : icr@um.edu.my
http://www.um.edu.my/

Universiti Malaysia Sabah (UMS)
The date 31st January 1994 was an historic moment that brought enlightened hope to the thousands of local community members who had gathered in the small town of Beaufort, Sabah. Our esteemed Prime Minister Dato’ Seri Dr Mahathir Mohamad in meeting with the people made a promise that a university will be built in Sabah. The announcement was spontaneously followed by loud cheers, and became the driving force for the establishment of a university in Sabah.
Locked Bag 2073, 88999 Kota Kinabalu,Sabah. Malaysia.
Website: http://www.ums.edu.my
Enquiry: crd@ums.edu.my

Universiti Malaysia Sarawak (UNIMAS)
The university was officially incorporated on 24th December 1992. With about 30 academic staff, the University opened its doors to the first batch of 118 students on 8th August 1993. The students were registered in the two pioneering faculties, the Faculty of Social Science and the Faculty of Resource Science and Technology. Two academic support centres were also established: the Centre for Applied Learning and Multimedia, and the Centre for Academic Information Services.
Jalan Datuk Mohd Musa,
94300 Kota Samarahan,
Sarawak. MALAYSIA 
Phone : + 6 082 581388, 
Fax : + 6 082 581185
Public Relations Office
Phone  : +6 082 581234
Fax : + 6 082 581185
http://www.unimas.my/

Universiti Malaysia Terengganu (UMT)
UMT is the 14th public university in Malaysia.  Located in Terengganu, a state in the east coast of Peninsular Malaysia. Evolved originally from the Centre for Fisheries and Marine Science of the then Universiti Pertanian Malaysia (UPM) in 1979 serving as practical training facilities for students and lecturer in the Marine Science and Fisheries programmes. In June 1996, the entire Faculty of Fisheries and Marine Sciences UPM was moved to Terengganu and given an enlarged scope and a new name – Faculty of Applied Science and Technology. The campus was then recognized as a branch campus of UPM where the Faculty of Science and Professional Arts was also inaugurated.
21030 Kuala Terengganu
Terengganu 
Tel : +609-6684391
Fax : +609-6684390
http://www.umt.edu.my/

Universiti Pendidikan Sultan Idris (UPSI)
The Universiti Pendidikan Sultan Idris was established on 1st May 1997 based on Government gazette P.U.(A) 132 & 133 dated 24th February 1997 under the Order of Universiti Pendidikan Sultan Idris (Corporation) and the Order of Universiti Pendidikan Sultan Idris (Campus) 1997. However, the history of this University dates back to 1922 when the University was then known as Sultan Idris Training College (SITC).
Jalan Slim 35900 Tanjung Malim. Perak 
Tel : +605-4596200
Fax : +605-4582773
Email :pro@upsi.edu.my 
http://www.upsi.edu.my/

Universiti Putra Malaysia (UPM)
The inspirational motto, ‘With Knowledge We Serve’, reflects the full commitment of the University to contribute towards the discovery of knowledge and the exploration of human endeavor as well as the creation of wealth and nation building. 
43400 Serdang. Selangor
Tel : +603-89466000
Fax : +603-89483244
Email : webmaster@putra.upm.edu.my    
http://www.upm.edu.my/

Universiti Sains Islam Malaysia(USIM)
Established 2001
Bandar Baru Nilai, 71800 Nilai. Negeri Sembilan
Tel : +606-7988000
Fax : +606-7993843
Email : pro@usim.edu.my 
http://www.usim.edu.my/en/

Universiti Teknikal Malaysia Melaka (UTeM)
Universiti Teknikal Malaysia Melaka (UTeM) was established on December 1, 2000. It was established under Section 20 of the University and University College Act 1971 (Act 30) under the Orders of Universiti Teknikal Malaysia Melaka (Incorporated) 2001. UTeM is a PUBLIC UNIVERSITY (IPTA). It is a pioneer in the use of the “Practice and Application Oriented”teaching and learning method for technical education in Malaysia.
Karung Berkunci, 1200 Ayer Keroh. 75450 Melaka
Tel : +606-2332234
Fax : +606-2332212
http://www.utem.edu.my/

Universiti Teknologi Malaysia (UTM)
Since its establishment Universiti Teknologi Malaysia (UTM) has committed itself to developing and enhancing various acedemic programs in the area of science and technology in Malaysia. The University has also been a major contributor towards research and development (R & D) and industrial technology. 
81310 Skudai. Johor 
Tel : +607-5575960
Fax : +607-5579376

Universiti Teknologi MARA (UiTM)
UiTM is Malaysia’s premier institution of higher learning that has experienced a phenomenal growth since its inception in 1956.  The university has expanded nationwide with 3 satellite campuses, 12 branch campuses, 8 city campuses, 19 affiliated colleges and a smart campus for the future.  Its formation is based on a vision of outstanding scholarship and academic excellence that is capable of providing leadership in all.
40450 Shah Alam. Selangor
Tel : +603-55442001
Fax : +603-55442030

Universiti Utara Malaysia (UUM)
The Universiti Utara Malaysia was formally incorporated on 16th February 1984, with the unique mission to provide academic excellence in the areas of business management education, IT and quality management.  Faced with this challenging task, the University has, since its inception, ensured that its academic niche areas are focused on such disciplines as management, accountancy, economics, information technology, entrepreneurial development, tourism management, banking and finance, social development, human resources development and international affairs management.
06010 UUM Sintok. Kedah
Tel : +604-9284000
Fax : +604-9283016
Email : prouum@uum.edu.my

Universiti Tun Hussein Onn Malaysia(UTHM)
Universiti Tun Hussein Onn Malaysia (UTHM) merupakan IPTA ke 15 Negara. Ditubuhkan secara rasminya pada 27 September 2000 dengan pengkhususan kepada bidang Kejuruteraan, Teknologi Kejuruteraan, Pengurusan Teknologi serta Pendidikan Teknik dan Vokasional. Asalnya sebagai Pusat Latihan Staf Politeknik (PLSP) pada 1993 sebelum dinaik taraf kepada Institut Teknologi Tun Hussein Onn (ITTHO) pada 1996 di bawah pentadbiran Universiti Teknologi Malaysia dan Kementerian Pendidikan Malaysia. UTHM komited dalam melaksanakan pengurusan berkualiti dan ini terbukti melalui penyerahan sijil MS ISO 9001:2000 oleh SIRIM untuk pelaksanaan pengurusan akademiknya sejak akhir tahun 2001.
Beg Berkunci 101, 86400 Parit Raja. Batu Pahat. Johor 
Tel : +607-4537000
Fax : +607-4536337
Email : wani@uthm.edu.my
http://www.uthm.edu.my/

Universiti Sains Malaysia (USM)
Bermula dengan pengambilan seramai 57 orang pelajar sains, Universiti Sains Malaysia (USM) membangun dengan pesatnya. Kini, USM menawarkan pelbagai kursus di peringkat ijazah pertama dan ijazah tinggi kepada lebih 20,000 orang pelajar. Hari ini USM juga telah muncul menjadi antara universiti ternama di dalam mahupun di luar negara.
11800 Minden. Pulau Pinang
Tel : +604-6573987
Fax : +604-6565401
http://www.usm.my/v3/

Universiti Pertahanan Nasional Malaysia (UPNM)
Sejarah Universiti Pertahanan Nasional Malaysia (UPNM) bermula dengan penubuhan Akademik Tentera Malaysia (ATMA) pada 1 Jun 1995 sebagai organisasi yang bertanggungjawab menjalankan program pengajian diperingkat Sarjan Muda dan latihan ketenteraan kepada Pegawai Kadet Angkatan Tentera Malaysia (ATM). Peranan ATMA diperluaskan dengan menjadikannya sebagai UPNM yang diwartakan pada 10 November 2006. 
Kem Sungai Besi, 57000 Kuala Lumpur 
Tel: +603-90512698
Email: info@upnm.edu.my
http://www.upnm.edu.my/

Universiti Malaysia Perlis (UniMAP)
Thus on the 24th November 1994, a university was born, not through a daydream or a nightmare, but through a forward vision of our distinguished Prime Minister, which aspires to bring immense development and quality of life to the people here.
Taman JKKK, Kubang Gajah, 02600 Arau Perlis Tel : 04 - 9798008 / Fax : 04 – 9778011
http://www.unimap.edu.my/eng/

Universiti Malaysia Pahang (UMP)
Universiti Malaysia Pahang (UMP) bermula dengan Universiti Teknologi Malaysia Kampus Cawangan Pahang (UTM-KCP) yang beroperasi di sebuah kampus yang terletak di Bandar Indera Mahkota, Kuantan sejak tahun 1999. Penubuhan Universiti ini adalah hasil daripada cetusan idea YAB Dato’ Sri Mohd. Najib Tun Abdul Razak yang pada ketika itu memegang jawatan sebagai Menteri Pendidikan Malaysia. Hasil daripada usaha gigih beliau, Jemaah Menteri pada 26 Jun 2001 telah membuat keputusan untuk menubuhkan sebuah Universiti Teknikal Awam yang berasaskan kemahiran di Negeri Pahang Darul Makmur dan dinamakan sebagai KUKTEM. KUKTEM adalah sebuah Institusi Pengajian Tinggi Awam (IPTA) yang ke-16 yang diwartakan pada 16 Februari 2002 dengan perkenan Seri Paduka Baginda Yang di-Pertuan Agong di bawah Akta Universiti dan Kolej Universiti 1971.
Karung Berkunci 12, 25000 Kuantan, Pahang 
Tel:09-549 2020 Fax:09-549 2222
http://www.ump.edu.my/ump/

Universiti Malaysia Kelantan (UMK)
Universiti Malaysia Kelantan (UMK) telah diumumkan penubuhannya semasa pembentangan Rancangan Malaysia Kesembilan oleh YAB Perdana Menteri Malaysia pada 31 Mac 2006. Ia kemudiannya diluluskan penubuhan dalam Mesyuarat Jemaah Menteri pada 14 Jun 2006 dan diwartakan sebagai Universiti Awam yang kesembilanbelas ditubuhkan oleh kerajaan Malaysia. 
Karung Berkunci 36, 16100 Pengkalan Chepa, Kelantan.
E-mel : akademik @ umk.edu.my 
Laman Web : www.umk.edu.my

Universiti Kebangsaan Malaysia (UKM)
This emblem, originally designed by Mohd. Aris bin Atan, and first approved by the Rt.Hon.Tun Abdul Razak, the University’s first Chancellor, who was also the then Prime Minister of Malaysia, has been used by Universiti Kebangsaan Malaysia since 1973. The new streamlined emblem was redesigned to take into account current global trends and was officially launched by DYMM Tuanku Ja’afar Ibni Al-Marhum Tuanku Abdul Rahman, Yang Di-Pertuan Besar Negeri Sembilan Darul Khusus, Chancellor of UKM on the 29th of July, 2000Universiti Kebangsaan Malaysia.
43600 Bangi,  Selangor Darul Ehsan Malaysia 
Tel: (603) 89215555
Faks: (603) 89256484 
Mel-e: ncukm@ukm.my
http://www.ukm.my/english/

Universiti Darul Iman Malaysia (UDM)
Impian penubuhan universiti penuh pertama di Terengganu dan Pantai Timur, menjadi satu realiti apabila Universiti Darul Iman Malaysia (UDM) ditubuhkan pada 1 Januari 2006. UDM setakat ini mempunyai dua kampus di Terengganu yang telah beroperasi sepenuhnya iaitu Kampus Kota dan Kampus KUSZA. Sebuah kampus lagi, iaitu Kampus Besut dijangka beroperasi beberapa tahun lagi.
Kampus Kota, Jalan Sultan Mahmud,20400 Kuala Terengganu,Terengganu,Malaysia.
Telefon: 09-6220707 Faks: 09-6221785
http://www.udm.edu.my/

Labuan International Campus
The Labuan School of International Business and Finance. Labuan currently offers four (4) distinctive degrees namely; Bachelor of International Finance (Hons), Bachelor of International and Offshore Banking (Hons), Bachelor of International Marketing (Hons) and Bachelor of International Financial Economics (Hons). The programmes reflect the emphasis on global business and finance competence. In the same token, the core curriculum is intended to enhance student’s critical thinking and ability in decision making that will be applicable to the real world of business.

Universiti Malaysia Sabah
Locked Bag 2073, 88999 Kota Kinabalu,Sabah. Malaysia.
Website: http://www.ums.edu.my
Enquiry: crd@ums.edu.my

ING Insurance Malaysia Admission Enquiries DATALINK

Within Malaysia

Tel. +603 2296 3188
Fax.  +603 2094 5766
Fax.  +603 2094 6532 

Contact Us

International +603 2166 5421

Mobile Service +6012 233 8369

Questions & Answers

Q. Why should i wait during admission even i have cashless medical card?
A. is because our data centre need to wait until received the medical report from
    admission doctor then only able to process the guaranteed letter.

Q. Whats the point to using ING Medical card to sweep on credit card
    merchant?
A.  It can be fasten the approval and check validity on the medical insurance
     coverage.

Q. If i using others medical insurance card to admit, can i enjoy
    Sweep card system?
A. NO. Only apply to ING Cashless Medical Card.

Q. If my company have ING Employee Benefits or ING SMI plan,
    how do i admit?
A. Contact your Human Resources Dept, get a guaranteed letter from
    +603 2719 7818.

Q. How can i fasten the approval when i DISCHARGED from the hospital?
A.  Ensure your Dr. had done the final medical report & bill then fax to
     +603 2094 6532

Q. If my questions other then above, what should i do?
A.  Call or Text to +6012 207 5570

ING Premier Savings

10 Years 15 Years 20 Years

Saving for your lifetime goals with total peace of mind
Is it your lifetime dream to sail off on that cruise around the world; own that house by the beach or start your own business? Have you ever thought how you could assure yourself that you are able to fulfill your lifetime dreams and goals?

We all have dreams and goals we would like to achieve and we need to take the necessary steps if we want to make sure that these goals are realized. Wouldn it be a disappointment for you and your family to find out too late that your lifetime goal is out of your financial reach? To avoid this, all you need to do is to take action now. ING can help you turn your dream goals into reality.

ING Premier Savings is a 25-year participating endowment plan. Three premium-paying terms (10 years, 15 years and 20 years) are available for your selection. It offers a systematic approach to help you achieve your savings goal with total peace of mind. Unlike a regular savings account with a bank, it not only makes your money work harder for you, it also comes with the comfort that your savings goal is secured for your loved ones should something unfortunate happen to you.

ENGLISH

BAHASA MALAYSIA

CHINESE

Features

A) This is a participating endowment plan. The benefits are payable upon death, total and permanent disability(TPD) or maturity. This plan participates in the surplus of the life fund in the form of cash dividends and terminal dividends.

B) Flexible premiums. Policyholders can choose the saving amount and the sum insured will be in multiple of the premium and the premium payment term.

C) Guaranteed premium payment terms. There are three choice of guaranteed premium payment terms: 10 years, 15 years and 20 years

D) Continuation of savings program upon critical illness. This plan has a built-in Living Waiver of Premium Benefit (CLWPB) whereby all future premiums will be waived in the event the life insured is diagnosed with critical illness before age 70.

BENEFITS
A) Maturity
B) Death
C) Total and Permanent Disability
D) Surrender
E) Dividends

ING Premier Savings 10 Years

ING Premier Savings 15 Years

ING Premier Savings 15 Years

Contact Us SMS or CALL +6012 233 8369

ING PREMIER CRITICAL COVER

Critical Illnesses Insurance

INITIAL DEATH BENEFIT
TOTAL AND PARMANENT DISABILITY (TPD) ON IPCC
The sum insured of the basic plan shall be paid out in the event the insured becomes totally and permanently disabled before policy anniversary nearest to the insured’s 65th birthday.

INITIAL TPD BENEFIT (in one lump sum)
INITIAL BENEFIT UPON DIAGNOSIS OF CRITICAL ILLNESS:
*For Angioplasty, 10% of SA will be payable for the first incident. The balance of the sum assured will be paid upon occurrence of disability, death or diagnosis of any of the remaining 35 critical illness.

Contact Us

ENGLISH

BAHASA MALAYSIA

CHINESE

ADDITIONAL BENEFIT
Additional sum insured is payable upon diagnosis of Critical Illness, TPD or death of the Life Insured depending on completed policy years as below:

Upon Critical Illness claims (expect for Angioplasty And Other Invasive Treatments Artery Disease), this amount will be payable on death after a survival period of at least thirty days after diagnosis of Critical Illness and before the original maturity date of the policy.

EXCLUSIONS/LIMITATIONS OF COVERAGE FOR ING PREMIER CRITICAL COVER (IPCC)

A. There will be no coverage for:

1. Suicide within one (1) year from the Date of Issue or Date of Reinstatement of the Policy, whichever is later.

2. Critical Illness

i) disease (s) resulting from acquired Immuno Deficiency Syndrome (AIDS), AIDS – related complex or infection by Human Immuno Deficiency Virus (HIV) unless the condition of the disease or infection arose as a result of blood transfusion in accordance with the critical illness definitions of the policy.

ii) Pre – existing Illness which existed before the Policy Date of Reinstatement of the policy, where pre – existed Illness shall mean disabilities that the Life Insured has reasonable knowledge of. A Life Insured may be considered to have reasonable knowledge of a pre – existing condition where the condition is one for which:-

1. The Life Insured had received or is receiving treatment; or
2. Medical advice, diagnosis, care or treatment has been recommended; or
3. Clear and distinct symptoms are or were evident; or
4. Its existence would have been apparent to a reasonable person in the circumstances.

iii)Angioplasty, cancer, coronary artherectomy, heart attack, other serious coronary artery disease and/or surgery for coronary arterial disease occurring within sixty (60) days after the Policy Date or Date of Reinstatement of the Policy.

iv) Diseases other than those specified in 2 (iii) above occurring within thirty (30) days after the Policy Date of Reinstatement of the Policy.

v) Critical Illness claim/s resulting directly or indirectly from any Congenital Conditions for lives with age of entry of two (2) years or less where such disorder is known to the Policy Owner. Congenital Conditions shall mean any medical or physical abnormalities existing at the time of birth as well as neo – natal physical abnormalities developing within 6 months from the time of birth. They will include hernias of all types and epilepsy except when caused by a trauma which occurred after the date that the insured was continuously covered under this Policy.

vi) Critical Illness resulting from all or any self – inflicted injury while sane or insane.

3. Total and Permanent Disability resulting from

i) Travel or flight in or on any type of aircraft expect on a regular scheduled         passenger flight of a commercial aircraft.

ii)Any activities of a military nature whilst being engaged in military service.

iii)All or any self – inflicted injury while sane or insane.

B. The aggregate amount of sum insured issued by the Company under this policy and all polices providing for similar critical illness coverage on the same life shall not exceed RM1,000,000.00.

C. Sum Insured for child below the age of four (4) years is reduced upon death, TPD or diagnosis of any of the Critical Illness or actual undergoing of Surgery covered by this policy of the child. The sum insured payable will be according to the table below:

PLEASE NOTE:

1. IPCC is open to anyone from 30 days old to 60 years old subject to underwriting.
2. Premiums are payable throughout the policy term on a yearly, half – yearly, quarterly or monthly basis depending on your payment choice.
3. Premiums are based on your entry age and are guaranteed level throughout the policy term.
4. A policy terminated within the first three policy years will not have any cash value. If you terminate your policy in the early years, you may get back less than the amount you have paid in.
5. You should satisfy yourself that the plan will best serve your needs and that the premium payable under the policy is an amount that you can afford.
6. If you cease paying premiums, any accumulated cash dividends will be utilized to pay future premiums and this may shorten your coverage period.
7. Within fifteen (15) days from the date the policy is delivered to you, you are free to review the policy and cancel the policy without assigning any reason. ING will refund all the premiums already paid less any expenses incurred for medical examination (if any).
8. You may refer to the booklet ‘The Introduction to Medical and Health Insurance Products’ issued by Bank Negara Malaysia for more information on medical and health plans.
9. For a guide on what to consider before buying this plan, you may request for a copy of the medical and Health Insurance (MHI) Information Checklist from your ING agent.
10. The benefits and features described above have been summarised and are not exhaustive. Please refer to the policy contract for detailed benefits, exclusions and terms and conditions.
11. It may not be advantageous to switch from one MHI plan to another, as you may be subject to new underwriting requirements, full waiting period and any applicable period for the exclusion of specified illness/pre – existing conditions of the new policy.
12. In the event of any inconsistency, the English version of this illustration shall prevail all other versions. And any inconsistency you shall refer to the original policy contract issued by insurance underwritten company. Sources from ING quotation systerm 4.0 May 1, 2007

ING PrimeLife Insurance

Flexibility and control with total peace of mind

Life is about living it to the fullest. About reaching for a higher goal. At different stages of your life you have different goals; whether it is owning the home you’ve always dreamed of, giving your children the best or just having the financial freedom to enjoy your golden years. Now, with ING Prime Life Insurance, your goals are within reach.

ING Prime Life Insurance offers insurance coverage and wealth creation opportunities to meet your different financial goals during the various stages of your life. The plan offers you the control to manage both your protection and investment needs. It is designed to remove your worries and start you living secure in the knowledge that you and your loved ones are protected against any untoward events.

You can also be assured that your funds are professionally managed for growth by a team of full-time investment professionals backed by the investment resources and expertise of our parent company; the ING Group, a global financial institution.

Some of the plan’s features are option to vary premium/ sum insured, fund switching, investment top up, fund withdrawals and premium holiday.

Contact Us

Benefits:

• Life protection
• Total and permanent disability coverage

Optional Benefits:

• Accidental death and disability coverage.
• Disability income
• Critical illness protection ?Lightens the burden of extra expenses and medical costs incurred in the event      critical illnesses is diagnosed.
• Spouse protection - Provides yearly income to cope with difficult times in the event of death, total and          permanent disability or diagnosis of critical illness of the insured抯 spouse.
• Coverage for specific female illnesses and maternity benefits.
• Hospitalization and surgical benefits - this covers hospitalization and surgical expenses as well as out of      hospital benefit
• Premium waiver - Depending on specific events occurring on the life of the insured or the payor, all future    premiums would be waived. Let us pay for your premiums while you just focus on getting better.

Features This is a whole life unit-linked policy for which policyholders can get insurance coverage up to age 100. It also seeks to provide you with investment return through units allocated in the ING Investment Funds.

Benefits;
5-in-1 plan. This is an insurance plan with 2 major elements – protection and investment. You can choose your own protection and investment mix within the policy.

Flexibility
• Option to vary premium and sum insured
• Fund switching
• Investment top-up facility
• Cash out benefit
• Partial fund withdrawal
• Premium holiday

Whole life protection. This plan covers the insured up to age 100.

Optional Additional Coverage. This plan offers an additional protection with a whole range of riders attachable:-
• Accelerated Critical Illness Rider
• Accidental Death / Disability Rider
• Disability Income Rider
• Living Waiver of Premium Rider

ING MEDIPLUS RIDER

Your healthcare needs fulfilled at affordable costs With the escalating costs in today living, it is wise to take measures and exercise prudence in our spending. We are not spared when medical costs increase and we should not compromise on our health. When an unforeseen event especially concerning health happens to you, your loved ones and friends are also affected. What you need most at this time is to concentrate on immediate treatment and recovery. Mounting hospital bills should be the least of your worries. As our population mortality rate improves, the plan coverage up to age 80 years ensures you receive quality healthcare during the time you need it most.  Attached to ING Prime Life Insurance, this rider covers hospitalisation and out-of-hospital expenses. If you opt for the cashless facility (using ING Medical Card at our panel hospitals), we will pay the medical bills according to the plan you have purchased, without you having to make payment first. For non-cashless facility, you settle the medical expenses first, and submit for reimbursement later. Escalating costs? No worries, UL MediPlus will be there for you.

BENEFITS:
• No deductibles.
• Hospitalisation and surgical benefits
• Out-of hospital benefits
• Daily cash allowance if you hospitalized at a Malaysian government hospital
• 24 x 7 referral emergency assistance

ING HOSPITAL INCOME RIDER

The rider that provides your income when you need it most. Most of us labor through our busy schedules to provide for our loved ones and hope to make a better living. However, the same benefits may not be applicable to the self-employed or daily wage earners upon hospitalization. They have to deal with the loss of income due to their inability to work and yet still have to find solutions to meet the daily financial obligations and increasing medical expenses.  Attached to the unit-linked ING Prime Life Insurance plan, this rider is available in 8 selections ranging from a daily income of RM50 to RM400. It covers the insured up to age 80 years. The rider pays a daily income for each day of hospitalization, up to 365 days per illness or injury. With his financial burden lightened, the insured can focus on getting better.

BENEFITS:
• Daily income From RM50, 100, 150, 200, 250, 300, 350, 400 for up to 365 days of hospitalization per injury or illness

Contact Us

Face to Face

We will attend to you upon request for the appointment. Our facetoface time is from 8am to 5pm only.

Door to Door

We will deliver our doortodoor service such as policy document/letter of offer to your office/home. Time is from 9am-5pm.

Website

Our website provide you 24 hours a day 7 days a week. You able to download / print sign and we will collect from you on face to face. And fax to +603 3344 2277 for verifications.

Email

By email you able to send any request or appointment to malaysia@insured-life.com and we will reply you by phone.

SMS/TEXT

SMS or TEXT to +6012 207 5570 if you have any enquiries regarding ING Products/Services.

Value Added Services

We provide value added service to all the life insurance policy holders in malaysia.

ING Insurance Berhad is part of the ING Group, a global financial institution of Dutch origin offering banking, investments, life insurance and retirement services to over 85 million private, corporate and institutional clients in more than 50 countries. With a diverse workforce of about 130,000 people, ING is dedicated to setting the standard in helping its clients manage their financial future.

In Malaysia, ING Insurance provides all classes of insurance ranging from life insurance, general insurance and employee benefits. ING Insurance has the financial strength, experience, service centre network, as well as a team of well-trained staff and agents to serve its over 1.5 million customers nationwide. As at the end of 2008, its total asset worth was RM10.5 billion, with a paid-up capital of RM140 million.

Join ING Insurance @ Insured-life.com!!

If you are a person with a can do spirit, have a desire for success and focused on results – then you are ready to join the ING Sales Team! ING Malaysia provides all classes of insurance ranging from life insurance, general insurance, employee benefits, fixed rate home loans to unit trusts.

We have the financial strength, experienced service centre network as well as a team off well-trained staff and more than 9000 agents to serve its over one million customers nationwide. So if you are interested and willing to explore on a non conventional career option - do come and join us and let’s start talking about your future!

Travel Medical Insurance Malaysia 

SmartTraveller is designed the way travellers want a travel insurance to be - with immediate activation, comprehensive coverage and 24 hour emergency assistance wherever you are in the world.
You can choose between the VIP and Classic Plans or enjoy greater savings under the Family Plan when you travel with your loved ones.

Who is eligible to apply?
 • All Malaysians, Permanents Residents, Employments Pass/Work Permit Holders and Dependents(s) of Pass Holders.

Who is eligible to be covered under the family plan?
 • The family plan includes you, your spouse and all your accompanying children aged below 18 years old or up to 23 years old, if he/she is a full time student in a recognised institution of higher learning.

What is the maximum age limit?
 • As long as you are below 70 years old, you are eligible to enrol. For family plan, a child must be below 18 years old or up to 23 years old, if he/she is a full time student in a recognised institution of higher learning.

Can a child buy a separate Individual Plan even if he is accompanied by an insured adult?
 • Yes, 50% of the individual plan premium will be charged for him.

Is there a maximum period of cover?
 • The maximum period of cover is 190 days.

Under what circumstances is an applicant allowed to take up a ‘One Way’ trip?
 • It is only applicable to those who are emigrating or students going overseas for education. For ‘One Way’ trip cover, arrival at final destination must be completed within 31 days [including any stopover(s)].

When will my insurance terminate on a ‘One Way Trip?
 • The ‘One Way’ trip will terminate 72 hours (3 days) from the scheduled time of arrival at the final destination.

Who is AXA Affin General Insurance Berhad?
 • AXA Affin General Insurance Berhad is a member of the AXA Group, with over 869 billion euros assets under management and more than 50 million customers around the world. AXA is one of the world?s leading insurer. In Malaysia, it is also a member of the Affin Group, a leader in Malaysia?s financial services sector.

ING Panel Valuer | Property Valuation In Malaysia

Khong & Jaafar Sdn Bhd 57-1, Jalan Telawi 3, 59100 Bangsar Baru, KL

Khong & Jaafar Sdn Bhd (Penang) | 89A, Lebuh Farquhar, 10200 Pulau Pinang

Khong & Jaafar Sdn Bhd (Ipoh) 1st Floor, No.8, Jalan Sultan Idris Shah, 30000 Ipoh, Perak Darul Ridzuan

PPC International Sdn Bhd Suite 3B-2, 3rd Floor, Wisma MGIC, 38 Jalan Dang Wangi, 50100 Kuala Lumpur

PPC International Sdn Bhd 18C, 2nd Floor, Jalan Tengku Ampuan zabedah K 9/K, Seksyen 9, 40100 Shah Alam, Selangor

PPC International (Penang) Sdn Bhd Ground Floor, No. 6 Lorong Pulau Tikus, 10350 Penang

Stocker Roberts & Gupta E-7-5, Megan Avenue 1, Jalan Tun Razak, 50400 Kuala Lumpur

Stocker Roberts & Gupta (JB) No.83A, Jalan Harimau Tarum, Taman Century, 80250 Johor Bahru, Johor

KGV – Lambert Smith Hampton | Unit B 9-9,Block B, Megan Phileo Avenue II, 12 Jalan Yap Kwan Seng, 50450 KL

KGV-Lambert Smith Hampton | Suite 9.01, Level 9, Johor Baru City Square (Office Tower) 106-108, Jalan Wong Ah Fook, 80000 Johor Bahru

KGV-Lambert Smith Hampton (Penang) 12A-A, Jalan Todak 4, Pusat Bandar Seberang Jaya, 13700 Prai, Penang

CH Williams Talhar & Wong | Level 32, Menara Tun Razak, Jalan Raja Laut, 50768 Kuala Lumpur

Rahim & Co Chartered Surveyor Level 17, Menara Uni. Asia, 1008 Jalan Sultan Ismail, 50250 Kuala Lumpur

Rahim & Co Chartered Surveyor (Kuantan) A-121 Seri Dagangan Business Centre, Jalan Tun Ismail, 25000 Kuantan, Pahang

Rahim & Co Chartered Surveyor Temerloh Rahim & Co (Pahang) Sdn Bhd No.39, Tingkat 3, Jalan Sudirman, Bandar Sri Semantan, 28000 Temerloh, Pahang

Rahim & Co Chartered Surveyor (Kuching) Rahim & Co Chartered Surveyors (Sarawak) Sdn Bhd | 2nd Floor, 14 Jalan Kulas 1, Lot 373, Section 11, 93400 Kuching, Sarawak,

Rahim & Co Chartered Surveyor (Malacca) Rahim & Co Chartered Surveyors (Malacca)Sdn Bhd | 326A Jalan Melaka Raya 1, 75000 Melaka,

Rahim & Co Chartered Surveyor (Penang) Rahim & Co Chartered Surveyors (Penang) Sdn Bhd. Suite 3.04, 3rd Floor, Penang Plaza, No. 126 Jalan Burma, 10050 Penang, Malaysia

Rahim & Co Chartered Surveyor (Petaling Jaya) Rahim & Co (Sell) Sdn Bhd | 36A, 1st Floor Jalan Yong Shook Lin, Seksyen 52, 46200 Petaling Jaya, Selangor

Rahim & Co Chartered Surveyor (Seremban) Rahim & Co Chartered Surveyors (NS) Sdn Bhd | 124 1st Floor, Jalan Dato Bandar Tunggal, 70000 Seremban, Negeri Sembilan

Rahim & Co Chartered Surveyor ( Alor Setar) Rahim & Co Chartered Surveyors (Kedah) Sdn Bhd | 2nd Floor, 1570 Jalan Kota 05000 Alor Setar Kedah

Rahim & Co Chartered Surveyor (Sg. Petani) Rahim & Co Chartered Surveyors (Kedah) Sdn Bhd | No. 108C, Jalan Pengkalan, Taman Pekan Baru, 08000 Sungai Petani, Kedah

Rahim & Co Chartered Surveyor (JB - Johor Bahru) Rahim & Co (Johor) Sdn Bhd | Unit 19A, Level 19 Metropolis Tower, Jalan Dato Abdullah Tahir/Jalan Tebrau, 80300 Johor Bahru, Johor

Rahim & Co Chartered Surveyor (Kota Bahru) Rahim & Co (East Coast) Sdn Bhd | Lot 444, 2nd Floor, Jalan Sultan Yahya Petra, 15200 Kota Bahru, Kelantan

Rahim & Co Chartered Surveyor Kota Kinabalu - kk Rahim & Co (Sabah) Sdn Bhd | 2nd Floor, Wisma Takada, Jalan Gaya, PO Box 13513, 88839 Kota Kinabalu, Sabah

Rahim & Co Chartered Surveyor Rahim & Co (Terengganu) Sdn Bhd | (Kuala Terengganu) No. 104, 1st Floor, Jalan  Sultan Ismail,20200 Kuala Terengganu, Terengganu

Rahim & Co Chartered Surveyor (Kemaman) | KCP 52, Level 1 Centre Point Fasa 2, Jalan Lebai Saras, 24000 Cukai, Kemaman, Terengganu

Jones Lang Wootton | 8th Floor, Bangunan Getah Asli 148 Jalan Ampang, 50450 Kuala Lumpur

Jones Lang Wootton (Johor) | Unit 8.01, Level 8, Wisma LKN No. 49, Jalan Wong Ah Fook, 80000 Johor Bahru

Jones Lang Wootton (Penang) | 2nd Floor, Standard Charteted Bank Chambers, No. 2, Lebuh Pantai, 10300 Pulau Pinang

Knight Frank Ooi & Zaharin | Suite No. 15-12, Level 15, Wisma UOA II, 21 Jalan Pinang, 50450 Kuala Lumpur

Knight Frank Ooi & Zaharin (JB) | Suite 13.02, Level 13 Wisma LKN, No. 49 Jalan Wong Ah Fook, 80000 Johor Bahru

Colliers, Jordan Lee & Jaafar | Level 6, Block G North, Pusat Bandar Damansara, Damansara Heights, 50490 Kuala Lumpur

Colliers, Jordan Lee & Jaafar Melaka

Allied Group Property Consultant | 5A, Bangunan Allied Group, Jalan 19/29, 46300 Petaling Jaya, Selangor

Allied Group Property Consultant (Terengganu) | 2nd Level, RHB Bank Building, 59, Jalan Sultan Ismail, 20200 Kuala Terengganu, Terengganu

Allied Group Property Consultant (Kelantan) | PT 65-H3, Bangunan Allied Group, Jalan Bayam (Hadapan Wisma Persekutuan), 15200 Kota Bahru, Kelantan Darul Naim

Allied Group Property Consultant (Pahang) | 129-A, 1st Floor, Jalan Temerloh, 28400 Mentakab, Pahang

Firdaus & Assoc. Property Professionals | 3rd Floor, 318 Melawati Square, Jalan Negara, Taman Melawati, 53100 Kuala Lumpur

Henry Butcher

JS Valuer

Landmark Valuer & Consultant