INSURANCE | Mortgage | ING Malaysia

Hong Li

+6012 233 8369

hongli@insured-life.com

17-3-2 Jalan Setia Prima (R) U13/R, Setia Alam Seksyen U13 Shah Alam. Selangor. Malaysia

Hooi Ping

+6012 207 5570

hooiping@insured-life.com

No 17-3-2 Jalan Setia Prima (R) U13/R, Seksyen U13 Setia Alam, 40170 Shah Alam. Selangor. Malaysia
Above Ambank

Wayne Loh

+6012 900 6673

wayne@insured-life.com

No 5-1 Blok C Taman Pertama Cheras, 56100 Kuala Lumpur

Sing Lee

+6016 221 3118

Asst. Group Sales Manager

6th Floor Menara ING Klang, Taman Intan, 41300. Klang Selangor

ING SMI PLAN

Small Medium Industry Insurance

ING SMI PLAN Invest

In Your Employees

The ING SMI Plan is designed to administer Employee Benefit plans for small, medium industries; primarily with 5 - 100 employees. It is a one stop source for all Employee Benefit needs, providing maximum protection against uneventful death / disability, critical illness and escalating medical expenses.

Features/Benefits:
· Medical Provider Network
· Cashless Access to Medical Care (for Outpatient Clinical Only)
· 24 Hours Toll free Assistance
· Flexible Plan Design
· Administrative Ease

ING SMI PLAN INVEST IN YOUR EMPLOYEE BENEFITS 
Attracting, motivating and keeping exceptional people is a challenge to any employer. As an employer yourself, you recognize that your family of employees’ is the driving force behind your company. It is important then, to invest in your employees’ well being. Invest in the ING SMI Plan and be assured that your employees’ welfare will be well taken care of.

The ING SMI Plan is designed to administer Employee Benefit plans for small, medium employers; primarily with 5 - 100 employees. It is a one stop source for all Employee Benefit needs, providing maximum protection against uneventful death / disability, critical illness and escalating medical expenses.

As the leading provider of Employee Benefits Insurance, let us help you protect and take care of your most valuable asset - your employees.

BENEFITS
Medical Provider Network
Enjoy extensive medical support from our network of GP panel clinics, strategically located nationwide. Our extensive network provides easy access, choice and convenience. The Medical Provider Network also includes all major hospitals nationwide.
Cashless Access to Medical Care ( for Outpatient Clinical Only )

Cashless access to medical care is made possible by presenting your ING Insurance Identity Card at any of our panel clinics. There is no hassle of having to pay first and seek reimbursement later.
24 Hours Toll Free Assistance

Our customer representatives are ready to assist you. Just call 1- 800 - 88 - 7818 if you have any inquiries regarding the coverage purchased.
Flexible Plan Design. Select from a choice of plans, the plan that suits your needs and budget best.

Administrative Ease
Focus on your core business, and leave the administration of your employee benefits to us.

PLAN FEATURES
The ING SMI Plan offers both medical and life coverage in a single comprehensive plan, specially designed with your employee in mind. You also have the option to purchase additional coverage at minimal cost.

Medical Protection
Comprehensive coverage for medical expenses incurred due to hospitalization. You also have the option to purchase outpatient ( GP and Specialist ) coverage. You and your employees can be assured of quality medical care when it matters most.

Term Life Coverage
This benefit provides financial protection in the event of loss of life as result of sickness and accident. In addition, compensation is payable in the event of permanent total and permanent partial disability.

Additional Critical Illness Rider
This is a rider to the Basic Term Life policy. In the event of a critical illness being diagnosed, a lump sum payment of 50% of the Basic Sum Assured ( Term Life ) is payable. The full sum assured (100%) would be paid should death or permanent disability occur during the remaining policy period or the subsequent policy period (if renewed).

Additional Executive Screening Rider
The screening provides valuable information about the health status of an individual. Information that can be used to prevent further sickness and to ensure that all is well.
Coverage for Overseas Treatment (Hospitalisation)

This policy covers emergency or accidental treatment while travelling overseas ( leisure or work ) for not more than 90 consecutive days. This policy also covers medical services provided overseas if it is not available locally ( referral letter from attending doctor that such medical treatment is not available locally is required )

SPECIAL CONDITION
Medical treatment, surgery or hospitalization due to illness occurring within 30 days of the policy date is not payable.

ING SMI Plan imposes only a one year exclusion on the following conditions:

· Hernias of all types
· All types of tumors
· Endometrosis
· Haemorrhoids
· Diseased tonsils requiring surgery
· Abnormalities of nasal septum / turbinates
· Hyperthyroidism
· Sinus conditions requiring surgery
· Calculi of kidney, urethra, bladder and biliary tract
· Hypertension
· Gastric or duodenal ulcer
· Diabetes mellitus

ING SMI PROPOSAL FORMS

Download English Version

Download Bahasa Malaysia Version

Download Chinese Version

ING MLTA

Mortgage Level Term Assurance

ING PRIME LIFE INSURANCE WITH CRITICAL ILLNESS COVERED

ING MLTA - ING SECURE LIFE with Guaranteed Surrender Value

SMS or CALL +6012 207 5770

Suggestion: Using ING Primier Life insurance is preferred is because,

1. Lowest premium with highest protecion / coverage such as DEATH, DISABILITY & CRITICALL ILLNESS. The premium participate into unit link fund for better performance on investment returns.

2. Activate the PREMIUM HOLIDAY whenever facing financial difficulty in anytime. (No Interest Charge)

3. CONVERT into Personal insurance after the loan hs been fully settle.

If you are a person with a can do spirit, have a desire for success and focused on results – then you are ready to join the ING Sales Team!

ING Malaysia provides all classes of insurance ranging from life insurance, general insurance, employee benefits, fixed rate home loans to unit trusts.

We have the financial strength, experienced service centre network as well as a team off well-trained staff and more than 9000 agents to serve its over one million customers nationwide.

So if you are interested and willing to explore on a non conventional career option - do come and join us and let’s start talking about your future!

At ING, our agents are our business partners. Hence, we offer our business partners an opportunity of a lifetime to make a difference and live their lives to the fullest. Here are some reasons why you should explore with ING as your potential business partner :

At ING, you have the option to do either Personal Sales as an individual or Group Sales by being part of a team. Your growth is subject to your own vision and it’s up to you to make it happen.

Our successful business partners come from diversified backgrounds – hence age, gender, previous occupation and education level is not as important as having an open mind to the world of possibilities, a learning spirit and the determination to succeed. A recent statistics from JobStreet.com (Year 2006) stated that insurance professionals are the top income earners among various industries in Malaysia.

Our purpose-built state-of-the-art ING Centre for Performance Development, clearly demonstrates our commitment to provide you with our comprehensive range of ISO certified performance development programs that equips you with the right knowledge, skills, attitude and habits to do business the right way for maximum results.

Our business partners enjoy freedom to manage their own schedule and activities daily. As such, they are able to lead a quality life by balancing their time between work and Family.

Our business partners not only enjoy recognition at company level but also at industry level, both locally and internationally. Besides that, you get to travel round the world on a fully paid holiday sponsored by ING. On an average, most of our successful business partners have seen at least one third of the countries in the world.

At ING, we strongly advocate financial planning among our customers. We offer not only the traditional life and asset protection but also financial savings and investment opportunities. In fact, ING is licensed to offer life & general insurance as well as employee benefits solutions. To further support our products, we offer value-added services such as fast claims processing, cash-free access to hospitals, interactive website, easy-payment machines, and Customer Service Centres to provide convenience to our customers.

We support our business partners with modern technology and e-business gadgets to help them manage their resources and improve productivity. Hence, they are able to provide fast and accurate information, resulting in better customer service and customers making appropriate buying decisions.

Our successful business partners enjoy additional benefits such as insurance coverage, retirement fund and subsidised housing loan. In fact, the business they build at ING is transferable to their next of kin, thus creating an estate for their family.

ING EDUCATION PLAN

ING Premier Education 15,16,17,18,19,20,21 Years

A world of opportunities for your child
Your newborn child deserves every golden opportunity when he or she comes into this world. As a parent, you only want the best for your child to grab all the opportunities given to him or her. The right education is absolutely necessary to give your child the head start he requires to succeed in today’s fast-paced world. A good education however, is costly and the cost of tertiary education continues to escalate in Malaysia as well as overseas.

The best way to provide your child with the advantage of a good education is to be prepared for these high expenses. Plan ahead and start saving even before your young Einstein starts his lifelong journey of knowledge.

ING Premier Education is an endowment plan with different policy terms. It gives you the opportunity of fulfilling your child’s aspirations and dreams. At the critical moment when your child progresses to his or her tertiary education, you will be able to provide the necessary funds and by doing so, will broaden the range of opportunities for your child.

ENGLISH

BAHASA MALAYSIA

CHINESE

FEATURES

A) This is an Endowment plan that participates in the company’s profit through deferred reversionary bonus which starts payable after 2 complete years.

B) Policyholders could choose any term of policy ranges from 15 to 21 years so long the expiry age (age upon maturity) is 25 years old to be eligible for tax deduction. Premiums are payable until maturity of the policy.

C) This plan offers guaranteed interim cash payments of 50%, 50% and 50% (also as maturity payment) in the last 3 years of the policy with the option to accumulate these interim cash payments till maturity.

D) This plan also comes with built-in accidental death/TPD benefit (Complimentary ADD rider (CADD)) where the sum insured will be doubled due to accidental cause.

BENEFITS
A) Guaranteed Interim Cash Payments (ICP)
B) Maturity
C) Death
D) Total & Permanent Disibility
E) Double Indeminity for Accidental Death
F) Education Excellence Award
G) Surrender
H) Education Loan
I) Policy Loan
J) Reduce Pay Up (RPU)
K) Non-forfeiture Option

ING Education Excellence Award

f1 Policy must be in force for full 3 years.
f2 Date of examination must be within 1 month to or on or beyond the full 3 years date.
f3 Entitled to only one education excellence award per life. d) Applicable for ING Education Savings Plan only.
f4 Only Malaysian’s educational results are recognize for this award.

How to apply ING Education Excellence Award

a) A copy of the ING Excellence Award form.
b) A certified true copy of the result/certificate by either School Headmaster or Customer Service Rep/Supervisor/Manager.

Min Qualifications
a) UPSR (Standard 6) -minimum 3 distinctions.
b) PMR (Form 3) - minimum 4 distinctions.
c) SPM (Form 5) - minimum 5 distinctions

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DISCLAIMER

ING Panel Clinic in Malaysia

24 Hours

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