Archive for September, 2011
ING Health Insurance in Malaysia MM2h ING Medical Card Insurance Premium
ING Medical Insurance @ Age 85
Fulfilling Your Total Healthcare Needs
Imagine having a medical plan that guarantees hospital admission and takes care of your medical bills upon discharge at our panel hospitals. This is what the ING MediPlus¹ (IMPlus) Insurance can do for you. With absolute convenience and hassle free hospitalization, you now have the comfort and peace of mind to focus on what is more important-your health.
With ING MediPlus Insurance, you are covered worldwide 24 hours a day. You need not worry about funding for healthcare costs or it being a burden on yourself and your loved ones. It is designed to give you maximum protection, flexibility and convenience at minimum cost. All you have to do is select from a choice of three IMPlus plans that suit your needs and let it work for you.
| Schedule of Benefit |
IMPlus 1 (RM) |
IMPlus 2 (RM) |
IMPlus 3 (RM) |
| Hospitalisation & Surgical Expenses | |||
| a) Room & Board (daily limit) |
120 |
180 |
260 |
| b) Intensive Care Unit(Total period for Hospital Room & Board and intensive Care Unit up to a maximum of 60 days per disability) |
300 |
300 |
300 |
| c) Surgical Expenses(Surgical fees, Anaesthetist fee and Operating theatre charges) including post surgical care up to sixty (60) days from date of discharge) |
As charged subject to self-insured deductible |
||
| d) Hospital Expenses | |||
| e) Pre-Surgery/Medical Specialist ConsultationIncludes fees incurred for consultation within 31 days prior to hospital admission or Day Surgery | |||
| f) Pre-Surgery/Medical Diagnosis Test | |||
| g) Daily Cash Allowance at a Malaysian Government Hospital (per disability) |
50 |
50 |
50 |
| Out of Hospital Benefits |
|
||
| a) Day Surgery Benefits |
As charged subject to self-insured deductible |
||
| b) Emergency Accidental Outpatient Treatment - up to 31 days from the date of accident |
As charged |
||
| c) Post-Hospitalisation or Day Surgery Follow up - up to sixty (60) days from date of discharge or Day Surgery | |||
| d) Out- Patient Cancer Treatment | |||
| e) Out-Patient Kidney Dialysis Treatment | |||
| f) Home Nursing Care Limit per disability. Valid within 7 days from the date of hospital discharge, subject to a minimum of 3 days hospitalisation |
500 |
1,000 |
2,000 |
| Overall Annual Limit |
60,000 |
110,000 |
160,000 |
| Lifetime Limit |
180,000 |
330,000 |
480,000 |
**A deductible amount of RM50 is payable by the policyholder. This deduction is applicable per hospital admission/Day Surgery.
