'Group & Commercial Insurance' Category
ING Health Insurance in Malaysia | ING Medical Card Insurance Premium
ING Medical Insurance Premium
Fulfilling Your Total Healthcare Needs
Imagine having a medical plan that guarantees hospital admission and takes care of your medical bills upon discharge at our panel hospitals. This is what the ING MediPlus¹ (IMPlus) Insurance can do for you. With absolute convenience and hassle free hospitalization, you now have the comfort and peace of mind to focus on what is more important-your health.
With ING MediPlus Insurance, you are covered worldwide 24 hours a day. You need not worry about funding for healthcare costs or it being a burden on yourself and your loved ones. It is designed to give you maximum protection, flexibility and convenience at minimum cost. All you have to do is select from a choice of three IMPlus plans that suit your needs and let it work for you. Know more
ING SMI PLAN Benefits | ING Small Medium Industry Insurance
ING SMI PLAN
Small Medium Industry Insurance
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ING Employee Benefits Group Insurance ING Small Medium Industry Plan
ING SMI PLAN Invest
In Your Employees
The ING SMI Plan is designed to administer Employee Benefit plans for small, medium industries; primarily with 5 - 100 employees. It is a one stop source for all Employee Benefit needs, providing maximum protection against uneventful death / disability, critical illness and escalating medical expenses.
Features/Benefits:
· Medical Provider Network
· Cashless Access to Medical Care (for Outpatient Clinical Only)
· 24 Hours Toll free Assistance
· Flexible Plan Design
· Administrative Ease
ING SMI PLAN INVEST IN YOUR EMPLOYEE BENEFITS
Attracting, motivating and keeping exceptional people is a challenge to any employer. As an employer yourself, you recognize that your family of employees’ is the driving force behind your company. It is important then, to invest in your employees’ well being. Invest in the ING SMI Plan and be assured that your employees’ welfare will be well taken care of.
The ING SMI Plan is designed to administer Employee Benefit plans for small, medium employers; primarily with 5 - 100 employees. It is a one stop source for all Employee Benefit needs, providing maximum protection against uneventful death / disability, critical illness and escalating medical expenses.
As the leading provider of Employee Benefits Insurance, let us help you protect and take care of your most valuable asset - your employees.
BENEFITS
Medical Provider Network
Enjoy extensive medical support from our network of GP panel clinics, strategically located nationwide. Our extensive network provides easy access, choice and convenience. The Medical Provider Network also includes all major hospitals nationwide.
Cashless Access to Medical Care ( for Outpatient Clinical Only )
Cashless access to medical care is made possible by presenting your ING Insurance Identity Card at any of our panel clinics. There is no hassle of having to pay first and seek reimbursement later.
24 Hours Toll Free Assistance
Our customer representatives are ready to assist you. Just call 1- 800 - 88 - 7818 if you have any inquiries regarding the coverage purchased.
Flexible Plan Design. Select from a choice of plans, the plan that suits your needs and budget best.
Administrative Ease
Focus on your core business, and leave the administration of your employee benefits to us.
PLAN FEATURES
The ING SMI Plan offers both medical and life coverage in a single comprehensive plan, specially designed with your employee in mind. You also have the option to purchase additional coverage at minimal cost.
Medical Protection
Comprehensive coverage for medical expenses incurred due to hospitalization. You also have the option to purchase outpatient ( GP and Specialist ) coverage. You and your employees can be assured of quality medical care when it matters most.
Term Life Coverage
This benefit provides financial protection in the event of loss of life as result of sickness and accident. In addition, compensation is payable in the event of permanent total and permanent partial disability.
Additional Critical Illness Rider
This is a rider to the Basic Term Life policy. In the event of a critical illness being diagnosed, a lump sum payment of 50% of the Basic Sum Assured ( Term Life ) is payable. The full sum assured (100%) would be paid should death or permanent disability occur during the remaining policy period or the subsequent policy period (if renewed).
Additional Executive Screening Rider
The screening provides valuable information about the health status of an individual. Information that can be used to prevent further sickness and to ensure that all is well.
Coverage for Overseas Treatment (Hospitalisation)
This policy covers emergency or accidental treatment while travelling overseas ( leisure or work ) for not more than 90 consecutive days. This policy also covers medical services provided overseas if it is not available locally ( referral letter from attending doctor that such medical treatment is not available locally is required )
SPECIAL CONDITION
Medical treatment, surgery or hospitalization due to illness occurring within 30 days of the policy date is not payable.
ING SMI Plan imposes only a one year exclusion on the following conditions:
· Hernias of all types
· All types of tumors
· Endometrosis
· Haemorrhoids
· Diseased tonsils requiring surgery
· Abnormalities of nasal septum / turbinates
· Hyperthyroidism
· Sinus conditions requiring surgery
· Calculi of kidney, urethra, bladder and biliary tract
· Hypertension
· Gastric or duodenal ulcer
· Diabetes mellitus
ING Business Insurance | ING Commercial Package
ING Business Insurance
& ING Commercial Package
BUSINESS ADVANTAGE
Make the right choice to suit your business needs and budget. Business Advantage provides flexible coverage in one affordable and easily arranged package for the protection of your business.
ELIGIBILITY *
This package is specifically designed for business such as hotels, service apartments, schools, small & medium sized manufacturers, storage facilities and showrooms (with limited storage of non-hazardous and non-flammable goods).
COMPULSORY COVER
Fire and Lightning This section insures your physical assets, including buildings and furniture, fixtures & fitting, renovations, plant and machinery, equipment and stock-in-trade in the event of fire or lightning. Others perils such as earthquake, riot, strike and malicious damage, storm & tempest and impact damage can also be covered under this cover as required by you.
OPTIONAL COVER
Fire Consequential LossThis section indemnifies you for the loss of gross profit/gross revenue/wages or the increased cost of working you may incur if your business is interrupted because of loss, destruction or damage by an insured event.
SPECIAL ALL RISKS
This section insures your physical assets, including office equipment, furniture, fixtures and fitting on an ‘all risks’ basis subject to exceptions stated in the policy.
BURGLARY
This section indemnifies you against loss of property caused by burglary and theft to your insured property (including attempted theft). It also provides you with indemnity for damage to your premises, if you are responsible for making good such damage.
PLAN 35,000 | 50,000 | 80,000 | 100,000
MONEY
This section reimburses you any loss of money, such as :
Inside the premises and locked in a safe or strong room during business hours
Inside a locked safe or strong room in the premises after business hours
In transit anywhere within Malaysia
PLAN 5,000 | 10,000 | 15,000 | 20,000
PLATE GLASS
This section covers accidental breakage of glass. It can cover all kinds of fixed glass, such as sheet, silvered, wired, and other types of ornamental and lettered glass including non-reflecting windows.
PLAN 3,000 | 5,000 | 10,000 | 20,000
MOBILE EQUIPMENT
This section insures any mechanically propelled vehicle/equipment which is not licensed for use on a road and which is not used on a road (vehicles used on roads should be covered by a motor insurance policy).
FIDELITY GUARANTEE
This section insures you against the loss of money or other property due to fraud or dishonesty by your employees.
PLAN 3,000 | 5,000 | 7,500 | 10,000
PUBLIC LIABILITY
This section insures you against legal liability for third party bodily injury or property damage arising from your business.
PLAN 200,000 | 300,000 | 500,000 | 1,000,000
WORKMEN’S COMPENSATION
This section covers employers for the payment of compensation to workmen for injury suffered in the course of their employment in accordance with Workmen’s Compensation Ordinance 1952, Workmen’s Compensation (Amendment) Act 1976, Modification of Laws (Workmen’s Compensation) (Extension and Modification) Order 1981, and Workmen’s Compensation (Amendment) Act 1996.
PLAN CUSTOM
Contact Us +6012 233 8369