INSURANCE | Mortgage | ING Malaysia

ING MLTA

Mortgage Level Term Assurance

ING PRIME LIFE INSURANCE WITH CRITICAL ILLNESS COVERED

ING MLTA - ING SECURE LIFE with Guaranteed Surrender Value

SMS or CALL +6012 207 5770

Suggestion: Using ING Primier Life insurance is preferred is because,

1. Lowest premium with highest protecion / coverage such as DEATH, DISABILITY & CRITICALL ILLNESS. The premium participate into unit link fund for better performance on investment returns.

2. Activate the PREMIUM HOLIDAY whenever facing financial difficulty in anytime. (No Interest Charge)

3. CONVERT into Personal insurance after the loan hs been fully settle.

If you are a person with a can do spirit, have a desire for success and focused on results – then you are ready to join the ING Sales Team!

ING Malaysia provides all classes of insurance ranging from life insurance, general insurance, employee benefits, fixed rate home loans to unit trusts.

We have the financial strength, experienced service centre network as well as a team off well-trained staff and more than 9000 agents to serve its over one million customers nationwide.

So if you are interested and willing to explore on a non conventional career option - do come and join us and let’s start talking about your future!

At ING, our agents are our business partners. Hence, we offer our business partners an opportunity of a lifetime to make a difference and live their lives to the fullest. Here are some reasons why you should explore with ING as your potential business partner :

At ING, you have the option to do either Personal Sales as an individual or Group Sales by being part of a team. Your growth is subject to your own vision and it’s up to you to make it happen.

Our successful business partners come from diversified backgrounds – hence age, gender, previous occupation and education level is not as important as having an open mind to the world of possibilities, a learning spirit and the determination to succeed. A recent statistics from JobStreet.com (Year 2006) stated that insurance professionals are the top income earners among various industries in Malaysia.

Our purpose-built state-of-the-art ING Centre for Performance Development, clearly demonstrates our commitment to provide you with our comprehensive range of ISO certified performance development programs that equips you with the right knowledge, skills, attitude and habits to do business the right way for maximum results.

Our business partners enjoy freedom to manage their own schedule and activities daily. As such, they are able to lead a quality life by balancing their time between work and Family.

Our business partners not only enjoy recognition at company level but also at industry level, both locally and internationally. Besides that, you get to travel round the world on a fully paid holiday sponsored by ING. On an average, most of our successful business partners have seen at least one third of the countries in the world.

At ING, we strongly advocate financial planning among our customers. We offer not only the traditional life and asset protection but also financial savings and investment opportunities. In fact, ING is licensed to offer life & general insurance as well as employee benefits solutions. To further support our products, we offer value-added services such as fast claims processing, cash-free access to hospitals, interactive website, easy-payment machines, and Customer Service Centres to provide convenience to our customers.

We support our business partners with modern technology and e-business gadgets to help them manage their resources and improve productivity. Hence, they are able to provide fast and accurate information, resulting in better customer service and customers making appropriate buying decisions.

Our successful business partners enjoy additional benefits such as insurance coverage, retirement fund and subsidised housing loan. In fact, the business they build at ING is transferable to their next of kin, thus creating an estate for their family.

ING EDUCATION PLAN

ING Premier Education 15,16,17,18,19,20,21 Years

A world of opportunities for your child
Your newborn child deserves every golden opportunity when he or she comes into this world. As a parent, you only want the best for your child to grab all the opportunities given to him or her. The right education is absolutely necessary to give your child the head start he requires to succeed in today’s fast-paced world. A good education however, is costly and the cost of tertiary education continues to escalate in Malaysia as well as overseas.

The best way to provide your child with the advantage of a good education is to be prepared for these high expenses. Plan ahead and start saving even before your young Einstein starts his lifelong journey of knowledge.

ING Premier Education is an endowment plan with different policy terms. It gives you the opportunity of fulfilling your child’s aspirations and dreams. At the critical moment when your child progresses to his or her tertiary education, you will be able to provide the necessary funds and by doing so, will broaden the range of opportunities for your child.

ENGLISH

BAHASA MALAYSIA

CHINESE

FEATURES

A) This is an Endowment plan that participates in the company’s profit through deferred reversionary bonus which starts payable after 2 complete years.

B) Policyholders could choose any term of policy ranges from 15 to 21 years so long the expiry age (age upon maturity) is 25 years old to be eligible for tax deduction. Premiums are payable until maturity of the policy.

C) This plan offers guaranteed interim cash payments of 50%, 50% and 50% (also as maturity payment) in the last 3 years of the policy with the option to accumulate these interim cash payments till maturity.

D) This plan also comes with built-in accidental death/TPD benefit (Complimentary ADD rider (CADD)) where the sum insured will be doubled due to accidental cause.

BENEFITS
A) Guaranteed Interim Cash Payments (ICP)
B) Maturity
C) Death
D) Total & Permanent Disibility
E) Double Indeminity for Accidental Death
F) Education Excellence Award
G) Surrender
H) Education Loan
I) Policy Loan
J) Reduce Pay Up (RPU)
K) Non-forfeiture Option

ING Education Excellence Award

f1 Policy must be in force for full 3 years.
f2 Date of examination must be within 1 month to or on or beyond the full 3 years date.
f3 Entitled to only one education excellence award per life. d) Applicable for ING Education Savings Plan only.
f4 Only Malaysian’s educational results are recognize for this award.

How to apply ING Education Excellence Award

a) A copy of the ING Excellence Award form.
b) A certified true copy of the result/certificate by either School Headmaster or Customer Service Rep/Supervisor/Manager.

Min Qualifications
a) UPSR (Standard 6) -minimum 3 distinctions.
b) PMR (Form 3) - minimum 4 distinctions.
c) SPM (Form 5) - minimum 5 distinctions

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DISCLAIMER

ING Panel Clinic in Malaysia

24 Hours

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How to Become A

Insurance Agent in Malaysia ?

Step 1. Enrollment of Examination at MII for PCE & CEILI (SPM certificate & IC)

Step 2. Passed PCE & CEILI

ING Business Insurance
& ING Commercial Package

BUSINESS ADVANTAGE
Make the right choice to suit your business needs and budget. Business Advantage provides flexible coverage in one affordable and easily arranged package for the protection of your business.

ELIGIBILITY *
This package is specifically designed for business such as hotels, service apartments, schools, small & medium sized manufacturers, storage facilities and showrooms (with limited storage of non-hazardous and non-flammable goods).

COMPULSORY COVER
Fire and Lightning This section insures your physical assets, including buildings and furniture, fixtures & fitting, renovations, plant and machinery, equipment and stock-in-trade in the event of fire or lightning. Others perils such as earthquake, riot, strike and malicious damage, storm & tempest and impact damage can also be covered under this cover as required by you.

OPTIONAL COVER
Fire Consequential LossThis section indemnifies you for the loss of gross profit/gross revenue/wages or the increased cost of working you may incur if your business is interrupted because of loss, destruction or damage by an insured event.

SPECIAL ALL RISKS
This section insures your physical assets, including office equipment, furniture, fixtures and fitting on an ‘all risks’ basis subject to exceptions stated in the policy.

BURGLARY
This section indemnifies you against loss of property caused by burglary and theft to your insured property (including attempted theft). It also provides you with indemnity for damage to your premises, if you are responsible for making good such damage.

PLAN 35,000 | 50,000 | 80,000 | 100,000

MONEY
This section reimburses you any loss of money, such as :
Inside the premises and locked in a safe or strong room during business hours
Inside a locked safe or strong room in the premises after business hours
In transit anywhere within Malaysia

PLAN 5,000 | 10,000 | 15,000 | 20,000

PLATE GLASS
This section covers accidental breakage of glass. It can cover all kinds of fixed glass, such as sheet, silvered, wired, and other types of ornamental and lettered glass including non-reflecting windows.

PLAN 3,000 | 5,000 | 10,000 | 20,000

MOBILE EQUIPMENT
This section insures any mechanically propelled vehicle/equipment which is not licensed for use on a road and which is not used on a road (vehicles used on roads should be covered by a motor insurance policy).

FIDELITY GUARANTEE
This section insures you against the loss of money or other property due to fraud or dishonesty by your employees.

PLAN 3,000 | 5,000 | 7,500 | 10,000

PUBLIC LIABILITY
This section insures you against legal liability for third party bodily injury or property damage arising from your business.

PLAN 200,000 | 300,000 | 500,000 | 1,000,000

WORKMEN’S COMPENSATION
This section covers employers for the payment of compensation to workmen for injury suffered in the course of their employment in accordance with Workmen’s Compensation Ordinance 1952, Workmen’s Compensation (Amendment) Act 1976, Modification of Laws (Workmen’s Compensation) (Extension and Modification) Order 1981, and Workmen’s Compensation (Amendment) Act 1996.

PLAN CUSTOM

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Contact Us SMS or CALL +6012 233 8369

ING Malaysia
 

General Insurance Association of Malaysia

Insurance Info.com.my

Life Insurance Association of Malaysia

LIMRA.COM

The Malaysian Insurance Institute

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ING I.ExpatCARE Insurance in Malaysia

ING I.ExpatCARE insurance is a yearly renewable international healthcare product, offering in-patient and out-patient care as well as extra benefits inclusive of physiotherapy, preventive care, wellness benefits and maternity care, both to individuals and corporations.

I.ExpatCARE Individual
The I.ExpatCARE is offered to Malaysians and permanent residents of Malaysia (based on the Inland Revenue of Malaysia’s Guidelines) as well as full time foreign employees of a company incorporated in Malaysia.
Individuals aged between eighteen (18) years to fifty nine (59) years (to the nearest birthday) are eligible to apply for the I.ExpatCARE together with their legally married spouse and unmarried children (aged thirty (30) days to nineteen (19) years or twenty three (23) years, if still pursuing higher education and is not gainfully employed).

I.ExpatCARE Corporate Company
The I.ExpatCARE Corporate is open to Malaysian employers (company incorporated in Malaysia) to cover their
Expatriated Malaysian employees (and dependents) on foreign assignment outside Malaysia
Non-Malaysian full time employees (and dependents)

All current and future full time employees aged eighteen (18) years to fifty nine (59) years (to the nearest birthday) are eligible to apply for the I.ExpatCARE Corporate. The legally married spouse of the Insured Employee and their unmarried children (aged thirty (30) days to nineteen (19) years or twenty three (23) years, if still pursuing higher education and is not gainfully employed) are also eligible for coverage.

Features
Comprehensive Medical Coverage

In-patient Care
The I.ExpatCARE provides in-patient care coverage for admission to a hospital, which includes room & board charges, doctor’s fees (surgeon & anaesthetist’s fees), medical facilities charges as well as special cancer treatment, kidney dialysis and organ transplant charges.

Out-patient Care
Benefits here include consultation fees for a General Practitioner or Specialist for common sickness, bodily injuries, diagnostic tests and medication. Out-patient cancer treatment, kidney dialysis and day care surgery are also part of this benefit.

Extra Benefits
In addition to the above, the I.ExpatCARE includes benefits such as physiotherapy, medical aids (hearing aids, orthopaedic appliances etc.) and treatments performed by complementary medical practitioners (chiropractor, osteopath, acupuncturist and homeopath) that have been prescribed by a doctor. Maternity coverage (except Elective Caesarean Surgery) is also included.

Geographical Coverage
The I.ExpatCARE offers you a choice between three (3) geographic areas of cover

Worldwide cover (Zone A)

Worldwide cover excluding United States of America (USA) and Canada (Zone B)

Worldwide cover excluding USA, Canada, Switzerland, European Union, Japan, Hong Kong and Singapore (Zone C)

However, during business trips or holidays not exceeding ninety (90) days, medical expenses incurred in the excluded countries as a consequence of an accident or a medical emergency will be covered up to the limits of the plan purchased. If the medical condition concerned already existed prior to travel to the excluded countries, then the medical expenses related to that medical condition are not covered.

Choice of Plan
I.ExpatCARE offers you five (5) attractive plans designed to suit your budget and healthcare needs.

Fantastic Coverage
The I.ExpatCARE provides you insurance coverage ranging from RM 950 000 (approximately USD 250 000*) to RM 14 250 000 (approximately USD 3 750 000*) per annum. This rich coverage promises you accessibility to quality medical care overseas. Simply a fantastic deal !
* Converted at a fixed rate of USD 1.00 = RM 3.80

Download Application Forms