Fixed Rate Package ING Housing Loan in Malaysia Zero Entry
Online Applications Available!
1 Hours Pre-Assessment & 3 Working Days to get Letter Of Offer*
ING Home Loan-Mortgage Agents Malaysia 4.99% Fixed Rate For Life! No BLR, No worries!
Call or sms Contact and Loan Amount to
+6012 233 8369 or +6012 207 5570
apply@inghomeloan.info
SPECIAL RATE AT 4.85% FOR MONTH OF AUG 2010
Steps to Getting a ING Home Loan in Malaysia
Having decided to commit yourself to buying a house, next is to scout around for the financing for the house.
Things to note when looking for a loan
Rates
Flexibility in terms of the early repayment, changes to loan structure
The standard of service provided
Assessing your needs
Loan amount required
Loan tenure
Monthly instalment
Requirements for eligibility
Must be a Malaysian or Malaysian permanent resident in of at least 21 years of age
Must not be a bankrupt or currently sued by any other party
Income and creditworthiness
For fast approval, please bring along the original and photocopy of the following documents
Property Documents / Info
A copy of Sales & Purchase Agreement (original to be submitted to the lawyers upon loan acceptance)
A copy of Land Title (compulsory for completed properties)
Certificate of Fitness for completed properties purchased directly from the developer
For refinancing cases (if applicable)
Latest Loan Statement 12 months
Personal Documents / Info
2 copies IC (both sides in one page)
2 copies Passport & work permit (for foreigners)
Financial Documents / Info
For Employed
6 months pay slips of 6 months commission statement
6 months - Bank statements (for pay credited into account)
Latest 1 year – EA form
Latest 1 year - BE form
1 year - KWSP / EPF Statements
EA Form from previous employer (for change of employment)
Letter of appointment (for newly employed)
For Self Employed
Latest 1 year - B form
Latest 2 years - Audited Accounts / Trading Accounts
Form 24 & 49 & Comapony Registration
Business Registration Form (A/D)
6 months - Bank Statements (personal account)
12 months - Bank Statements (company account)
Acceptance of loan applications
Upon acceptance of the home loan application , you will receive a letter of offer and the bank’s lawyer will prepare the necessary loan documentation. You will be notified to sign the documents once they are ready and you will be required to pay the legal fees, stamp duty, disbursement, insurance premium and valuation charges (if any). Lastly once this documentation is completed, the bank will release the loan and pay the seller/developer in accordance with the terms of the SPA.
ING (malaysia) home loan rate