ING Medical Insurance Up to Age 80 Health Insurance
ING Medical Health Insurance up to Age 80
Your healthcare needs fulfilled at affordable costs
With the escalating costs in today living, it is wise to take measures and exercise prudence in our spending. We are not spared when medical costs increase and we should not compromise on our health.
When an unforeseen event especially concerning health happens to you, your loved ones and friends are also affected. What you need most at this time is to concentrate on immediate treatment and recovery. Mounting hospital bills should be the least of your worries. As our population mortality rate improves, the plan coverage up to age 80 years ensures you receive quality healthcare during the time you need it most.
Attached to ING Prime Life Insurance, this rider covers hospitalisation and out-of-hospital expenses. If you opt for the cashless facility (using ING Medical Card at our panel hospitals), we will pay the medical bills according to the plan you have purchased, without you having to make payment first. For non-cashless facility, you settle the medical expenses first, and submit for reimbursement later.
Escalating costs? No worries, UL MediPlus will be there for you.
Benefits:
• No deductibles.
• Hospitalisation and surgical benefits
• Out-of hospital benefits
• Daily cash allowance if you’re hospitalized at a Malaysian government hospital
• 24 x 7 referral emergency assistance
• Included 60,000 basic life insurance & total permanent disability coverage
Average Monthly Premium For Age Group;
Age 0 - 29 RM125.00
Age 29 - 39 RM150.00
Age 40 - 49 RM220.00
Age 50 - 59 RM420.00
The above basic premium shown for Plan 1 which participate into unit link fund investment purposes.
| Schedule of Benefit |
IMPlus 1 (RM) |
IMPlus 2 (RM) |
IMPlus 3 (RM) |
| Hospitalisation & Surgical Expenses | |||
| a) Room & Board (daily limit) |
120 |
180 |
260 |
| b) Intensive Care Unit(Total period for Hospital Room & Board and intensive Care Unit up to a maximum of 60 days per disability) |
500 |
500 |
500 |
| c) Surgical Expenses(Surgical fees, Anaesthetist fee and Operating theatre charges) including post surgical care up to sixty (60) days from date of discharge) |
As charged subject to self-insured deductible |
||
| d) Hospital Expenses | |||
| e) Pre-Surgery/Medical Specialist ConsultationIncludes fees incurred for consultation within 31 days prior to hospital admission or Day Surgery | |||
| f) Pre-Surgery/Medical Diagnosis Test | |||
| g) Daily Cash Allowance at a Malaysian Government Hospital (per disability) |
50 |
50 |
50 |
| Out of Hospital Benefits |
|
||
| a) Day Surgery Benefits |
As charged subject to self-insured deductible |
||
| b) Emergency Accidental Outpatient Treatment - up to 31 days from the date of accident |
As charged |
||
| c) Post-Hospitalisation or Day Surgery Follow up- up to sixty (60) days from date of discharge or Day Surgery | |||
| d) Out- Patient Cancer Treatment | |||
| e) Out-Patient Kidney Dialysis Treatment | |||
| f) Home Nursing Care Limit per disability. Valid within 7 days from the date of hospital discharge, subject to a minimum of 3 days hospitalisation |
500 |
1,000 |
2,000 |
| Overall Annual Limit |
60,000 |
120,000 |
180,000 |
| Lifetime Limit |
180,000 |
360,000 |
540,000 |
**A deductible amount of RM50 is payable by the policyholder. This deduction is applicable per hospital admission/Day Surgery.